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A digital ecosystem with the purpose to improve the lives of overseas workers

A digital ecosystem with the purpose to improve the lives of overseas workers

MiM is a digital ecosystem that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Whether you're saving your hard-earned money or sending it home to your loved ones, we got you covered. Overseas Remittance made easy. With Mastercard, you can send money from your overseas account to any card-carrying person and take advantage of competitive exchange rates and low remittance fees. There is no need to carry cash or keep multiple cards to make purchases. MiM offers you a virtual card feature through which transactions can be done easily. The same platform can be used to refer and earn money. Users will get a new QR code every 24 hours to receive money.

Our Assistance through staff

We provided the client with a flexible and scalable solution that was tailored to their unique business needs. Our team was well-versed in the latest technologies and programming languages and was able to provide the client with a customized solution that fit their specific business requirements. By partnering with our team of professionals, the client was able to achieve their business objectives and provide a seamless user experience for their customers. We are proud to have played a role in the success of this project and look forward to continuing to provide high-quality services to our clients.

Technology Stack
  • Front End : Kotlin
  • Back End : CodeIgniter 4
  • Database : MySQL
  • Web Services : CodeIgniter 4
Problems
  1. Overseas money transfer on their own was not possible for customers. There must be some interface such as agents.
  2. Required physical card for transactions.
  3. Verification of User documents and ID proofs.
Features
  • MPIN security Login
  • MiM Mastercard
  • Money transfer
  • Virtual Cards
  • One-time use CVC number – Expires every 10 minutes
  • Overseas transactions
  • 3D RendersMoney transfer to MiM account
  • Money Transfer to Bank account
  • Saved Recipients
Solutions

Through this application, customers can transfer money to overseas bank accounts by simply providing the recipient’s details.

Customers can keep using the virtual card for transactions. Keeping a physical card is not necessary.

KYC verification is made easy using third-party API – Sing pass.

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Challenges
  • 1. Transferring money to overseas bank accounts.
  • 2. For Overseas Transactions, Agents for different banks are involved. Each agent has different requirements to gather user data.
  • 3. KYC verification by involving Third Party (Singpass).
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